Strong Q2 Performance: Citi reported a net income of $4 billion with an earnings per share (EPS) of $1.96, reflecting a year-over-year increase in revenues by 8%. Three of the five business segments achieved record revenues, demonstrating sustainable performance despite macro uncertainties.

Revenue Growth Forecast: For the full year 2025, Citi expects revenues to reach around $84 billion, at the higher end of the previously guided range. The outlook includes a net interest income (NII) excluding markets growth of approximately 4%, but signaling a more cautious approach due to historical seasonality and potential market softness in H2.

Dividend and Buyback Strategy: Citi announced an increase in its quarterly dividend to $0.60 per share for Q3. The firm also intends to repurchase at least $4 billion in shares as part of its $20 billion repurchase plan, reflecting continued capital return to shareholders alongside maintaining a Common Equity Tier 1 (CET1) capital ratio of 13.5%, well above the regulatory requirements.