HSBC Holdings plc - ADR
HSBC
Market Cap$218.63B
Close$
Earnings Call Q2 2025
July 30, 2025 - AI Summary
Strong Half-Year Performance: HSBC reported a 6% growth in revenue, reaching $35.4 billion in the first half of 2025, with profit before tax up 5% at $18.9 billion. The return on tangible equity (ROTE) was 18.2%, a 1.2% increase year-on-year, indicating sustained momentum across all business segments.
Banking Net Interest Income (NII) Guidance: The bank reaffirmed its full-year NII guidance of around $42 billion for 2025, despite ongoing HIBOR headwinds. This implies a potential decrease in NII in the second half of the year, which has raised concerns among investors regarding conservative assumptions for future growth.
Challenges in Hong Kong Commercial Real Estate (CRE): HSBC has increased its expected credit loss (ECL) guidance to around 40 basis points, impacted by the slowing commercial real estate market in Hong Kong. This introduces uncertainties as the firm navigates potential impairments in its CRE portfolio, which it views with caution.
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$90.90
39.7% upside
Current Fair Value
39.7% upsideUndervalued by 39.7% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $218.63 Billion |
|---|---|
| Enterprise Value | $343.75 Billion |
| Dividend Yield | $3.28 (0.05%) |
| Earnings per Share | $6.25 |
| Beta | 0.5 |
| Outstanding Shares | 3,495,600,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 12.01 |
|---|---|
| PEG | -45.77 |
| Price to Sales | 2.1 |
| Price to Book Ratio | 1.14 |
| Enterprise Value to Revenue | 3.08 |
| Enterprise Value to EBIT | 25.02 |
| Enterprise Value to Net Income | 18 |
| Total Debt to Enterprise | 1.08 |
| Debt to Equity | 1.93 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About HSBC Holdings Plc
CEO: Noel Paul Quinn HSBC Holdings Plc engages in the provision of banking and financial services. It operates through the following business segments: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, Global Private Banki...