Itau Unibanco Holding S.A. - ADR
ITUB
Market Cap$70.35B
Close$
Earnings Call Q4 2024
February 6, 2025 - AI Summary
Strong Earnings Growth: For Q4 2024, Ita¨² reported managerial recurring results of BRL 10.9 billion, a 2% increase from Q3 and a total net profit of BRL 41.4 billion for the year, representing an 18.2% year-over-year growth. The company achieved a consolidated ROE of 22.1% in 2024.
Credit Portfolio Expansion: The loan portfolio grew to BRL 1.359 trillion, reflecting a 15.5% increase from December 2023. This growth is attributed primarily to favorable FX effects, as well as significant contributions from government loan programs for SMEs, which surged nearly 300%.
Dividends and Share Buybacks: Ita¨² announced an additional BRL 18 billion dividend distribution, comprising BRL 15 billion in dividends and interest on capital, along with BRL 3 billion allocated for share buybacks to be canceled. This brings the total distribution for the year to BRL 28.7 billion, approximately 70% of profits.
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$9.45
36.2% upside
Current Fair Value
36.2% upsideUndervalued by 36.2% based on the discounted cash flow analysis.
Share Statistics
| Market cap | $70.35 Billion |
|---|---|
| Enterprise Value | $772.83 Billion |
| Dividend Yield | $0.54 (6.75%) |
| Earnings per Share | $3.82 |
| Beta | 0.28 |
| Outstanding Shares | 10,783,924,000 |
Return
| Return on Equity | - |
|---|---|
| Return on Assets | - |
| Return on Invested Capital | - |
Valuation & Multiples
| P/E Ratio | 9.69 |
|---|---|
| PEG | 91.72 |
| Price to Sales | 0.28 |
| Price to Book Ratio | 0.35 |
| Enterprise Value to Revenue | 2.77 |
| Enterprise Value to EBIT | 38 |
| Enterprise Value to Net Income | 17 |
| Total Debt to Enterprise | 1.24 |
| Debt to Equity | 4.61 |
Revenue Sources
No data
Insider Trades
ESG Score
No data
About Itau Unibanco Holding S.A.
CEO: Candido Botelho Bracher