**Strong Financial Performance**: TransUnion reported a 12% revenue growth in Q3 2024, surpassing the 8%-10% guidance. Excluding the mortgage business, revenue growth exceeded 8%. Adjusted EBITDA increased by 11%, resulting in an adjusted EBITDA margin of 36.3%. The adjusted diluted earnings per share was $1.04, a 14% increase year-over-year.

**Guidance Raise**: The company raised its full-year 2024 revenue guidance to between $4.161 billion and $4.181 billion, equating to a 9% increase year-over-year. Adjusted EBITDA is projected to be between $1.488 billion and $1.503 billion, indicating an 11%-12% growth, highlighting confidence in continued performance despite economic pressures.

**Transformation Program Progress**: TransUnion is actively executing a transformation program aimed at driving cost savings and innovation, with an expected $200 million in one-time charges for 2024. The integration of the OneTru platform is enhancing product offerings, with a reported $50 million in new bookings from recently launched solutions, which could bolster future revenue growth.